There is no way to predict what changes will take place in 2012-2013 regarding changes to our Federal Tax system, but financial advisors and financial planners certainly need to be informed on what is being examined. The latest Kiplinger Tax Letter has outlined the president’s proposals: Letting the Bush tax cuts expire for those with…

Getting old isn’t easy.  Neither is entering retirement.   Many clients between the ages of 62 and 70 will be filing for the first time for Social Security benefits and those reaching age 65 this year will be filing for Medicare Insurance.  As a financial advisor or financial planner, you need to be versed on both…

Everywhere we turn, we are faced with predictions.  Many encounter these predictions from: Newspapers Periodicals TV talking heads Stock analysts and …yes, the barber and hairdresser All of the sources above think they have insight into the economic future and have no fear of expressing it. Some are outlandish and others seem logical. Some are…

For what inane reason would someone loan money to another…and PAY THEM A FEE FOR THEIR KINDNESS IN BORROWING?  No, this is not an editorial mistake…the fee is actually paid to the borrower, not the lender.  The lenders would rather loan money to the government and knowingly get back less than they lend rather than…