One of the benefits of serving the CFP marketplace as an educational provider is the privilege we have to connect with so many individuals of various backgrounds. Whether they have been serving clients within the wealth management industry for many years, whether they are considering a change of career, or those only looking to better…

Roth IRAs are one of the best retirement accumulation vehicles available because they offer tax-free accumulation, tax-free distributions, and no required minimum distributions. In addition, accessibility to the funds is hassle-free and withdrawals of contributions are always tax-free. One Roth IRA income tax benefit is not talked about enough – the income tax effect of…

In an effort to help our CFP educational program students and prospective students maintain awareness surrounding CFP Board updates and changes, we will periodically provide important news and resource updates. Most recently, the CFP Board has announced that they are changing their policy on the number of times you can attempt to take the CFP…

Here are a couple of rules-of-thumb regarding estate planning: It doesn’t exist if it’s not in writing. It is especially important to put a written plan in place in a second marriage where children are involved. Verbal understandings among family members, especially when a second marriage between one or two parents takes place, tend to…

As you have undoubtedly noticed, yields on short-term income investments are very low. However, you may have some cash set aside or some discretionary cash flow that you want to put to work somewhere but NOT at an anemic interest rate or speculative higher rate of return. What to do? The answer may be to…

Citing poor results turned in by equity mutual fund managers and separately managed stock accounts alike, investors have, for a few years, been slowly turning their back on active asset management in favor of a more passive approach. The numbers now coming out on asset flow in 2011 indicate a continuation, if not increase, in…